Welcome to Our Online Loan Referral Service

3.7 17 reviews

1940 Venture Dr, Ottumwa, IA 52501, USA
+1 (641) 684-2127
www.c1stcreditunion.com
Wednesday
11AM–7PM
Thursday
11AM–7PM
Friday
11AM–7PM
Saturday
9AM–5PM
Sunday
10AM–4PM
Monday
11AM–7PM
Tuesday
11AM–7PM

Domain Info

Created Date

2005-09-14

Mailing Address

235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States

Company Name

Community 1st Credit Union

Community 1st Credit Union

Contact Data

jeffl@c1stcreditunion.com

+1.6416836411

+1.231231234

What people think about Community 1st Credit Union?

Below you read some of the reviews of our clients.

Absolutely love Ethan Lake and his staff!

Micah Hagenes

Some people deny me access to my account without my ssn.

Angie Haley

Always fast and friendly service

Mandy Terry

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Ottumwa, Iowa

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your unexpected financial problems in Ottumwa , Iowa because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and repay your loan commitments on time.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Bradford Financial Center

215 N Main St, Clarion, IA 50525, USA

+1 (515) 532-6661

www.bradfordfinancialcenter.com

Fidelity Bank & Trust

102 Bierman Rd, Epworth, IA 52045, USA

+1 (563) 876-9090

www.bankfidelity.com

Central Bank

2 W Bow Dr, Cherokee, IA 51012, USA

+1 (712) 225-5726

www.centralbankonline.com

Northwest Bank

801 Sumner Ave, Humboldt, IA 50548, USA

+1 (515) 332-1840

www.nw.bank

Walmart Money Center

1798 Old Stage Rd, Decorah, IA 52101, USA

+1 (563) 382-8456

www.walmart.com

Regions Bank

25 N Frederick Ave, Oelwein, IA 50662, USA

+1 (319) 238-6600

www.regions.com

Bank of the West

5000 Edgewood Rd NE, Cedar Rapids, IA 52411, USA

+1 (319) 393-8693

www.bankofthewest.com

Check `n Go

473 Indianhead Dr Suite 101, Mason City, IA 50401, USA

+1 (641) 423-1336

locations.checkngo.com

Dupaco Community Credit Union

3131 Williams Blvd SW, Cedar Rapids, IA 52404, USA

+1 (800) 373-7600

www.dupaco.com

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