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Feedback about Collins Community Credit Union?
Here you grapple with the reviews of our clients.
Parking lot is spread a bit and easy way in to the drive-thru service.
Dr. Orlo Beatty IV
ATM didn't work and long unmoving line at the drive thru.
Arch Mraz
I hate banking here, customer service is fine but they have a lot of fees.
Mariam Metz
Pay Attention
Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.
Payday Loans in Cedar Rapids, Iowa
Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
This financial product in Cedar Rapids, Iowa is issued easily and fast. The interest rate is defined respecting the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Collins Community Credit Union help issue a loan in Cedar Rapids, Iowa?
- 24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
Then press a Submit button to recieve an offer from one of the lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Cedar Rapids, Iowa. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The APR will specify the cost of the loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Cedar Rapids, Iowa
U.S. Bank-Erikka Ter Louw-Mortgage Loan Officer
801 Broadway St, Pella, IA 50219, USA
+1 (641) 651-3221
mortgage.usbank.com
Centris Federal Credit Union ATM
518 E Broadway, Council Bluffs, IA 51503, USA
+1 (402) 334-7000
www.centrisfcu.org
Edward Jones - Financial Advisor: Nick Dennie
805 1st St W, Independence, IA 50644, USA
+1 (319) 334-7175
www.edwardjones.com
Farm Credit Services of America
3675 450th Ave, Emmetsburg, IA 50536, USA
+1 (712) 852-2645
www.fcsamerica.com
Edward Jones - Financial Advisor: Alex Arkema, CRPC®
1410 Main St, Rock Valley, IA 51247, USA
+1 (712) 476-5540
www.edwardjones.com
Farm Credit Services of America
919 Bella Vista Dr, Carroll, IA 51401, USA
+1 (712) 792-4941
www.fcsamerica.com
Raccoon Valley Bank
590 Sugar Grove Ave, Dallas Center, IA 50063, USA
+1 (515) 992-9200
www.raccoonvalleybank.com
