Domain Info
Created Date
2005-09-14
Mailing Address
235 RICHMOND AVE, OTTUMWA, IA, 52501-4227, United States
Company Name
Community 1st Credit Union
Community 1st Credit Union
Contact Data
jeffl@c1stcreditunion.com
+1.6416836411
+1.231231234
Feedback about Community 1st Credit Union?
Here you grapple with the reviews of our clients.
Great prices, great service.
Bernhard Harvey
They really do try to work with you and make your experience a good one.
Prof. Gabriel Stiedemann DVM
My wife was diagnosed with cancer in May of this year.
Sandy Bogisich
Pay Attention
Above-defined info offers the details about a certain lender. Below-shown info is oriented on shared information about payday loans.
Payday Loans in Ottumwa, Iowa
Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
This financial product in Ottumwa, Iowa is taken out easily and quickly. The interest percentage is specified considering the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will Community 1st Credit Union help take out a payday loan in Ottumwa, Iowa?
- Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then submit an application to get an offer from one of the lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Ottumwa, Iowa. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.
APR Calculator
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