Welcome to Our Online Loan Referral Service

3 reviews

110 N 18th St, Centerville, IA 52544, USA
+1 (641) 437-1232
locations.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the reviews of our customers.

I took out a loan from U.S. Bank Branch 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Miss Briana Huel II

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Randy Schumm DVM

I took out a loan from U.S. Bank Branch 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Tyrel Donnelly

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Centerville, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Centerville, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

25% small loan cap

How will U.S. Bank Branch help take out a payday loan in Centerville, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Centerville, ny will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Centerville, Iowa

Northwestern Mutual Financial

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+1 (641) 469-5301

www.northwesternmutual.com

Heartland Bank

615 6th Ave, Somers, IA 50586, USA

+1 (515) 467-5561

www.heartlandbanks.bank

U.S. Bank ATM - Cedar Falls College Square Mall

6301 University Ave, Cedar Falls, IA 50613, USA

+1 (800) 872-2657

usbank.com

MoneyGram

2700 4th St SW, Waverly, IA 50677, USA

+1 (319) 352-5260

locations.moneygram.com

Collins Community Credit Union

20 Wilson Ave SW, Cedar Rapids, IA 52404, USA

+1 (800) 475-1150

www.collinscu.org

Check Into Cash

2744 University Ave, Waterloo, IA 50701, USA

+1 (319) 236-3760

local.checkintocash.com

Cash Is King

305 Grand Ave, West Des Moines, IA 50265, USA

+1 (515) 255-1929

fastandeasypaydayloansusa.com

OneMain Financial

1745 Southeast Delaware Avenue #Ste 300, Ankeny, IA 50021, USA

+1 (515) 259-8514

www.onemainfinancial.com

Exchange State Bank

104 Main St, Collins, IA 50055, USA

+1 (641) 385-2304

www.esb1.com

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