Welcome to Our Online Loan Referral Service

3 2 reviews

323 E Reed St, Red Oak, IA 51566, USA
+1 (712) 623-4828
locations.usbank.com
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Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you grapple with the reviews of our clients.

I often issue a payday loan to a card in U.S. Bank Branch. It is very convenient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the nuances.

Donato Koelpin

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.

Dr. George Breitenberg I

I apply very often. I am satisfied with the terms. There is online round the clock service.

Dillan Hilpert MD

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been returned on time, it can be either extended or paid back ahead of schedule.

Meta Cassin

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Red Oak, Virginia

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and fast to issue loans in Red Oak, Virginia. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will U.S. Bank Branch help take out a payday loan in Red Oak, Virginia?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Red Oak, va consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively assess financial abilities, take out a loan, repay the debt on time and not only resolve current problems, but enhance the credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Red Oak, Iowa

Denver Savings Bank

121 S State St, Denver, IA 50622, USA

+1 (319) 984-5635

www.bankdsb.com

U.S. Bank ATM

112 W 2nd St S, Newton, IA 50208, USA

+1 (800) 872-2657

usbank.com

Great Western Bank

304 Commerce Dr, Prairie City, IA 50228, USA

+1 (515) 994-2619

www.greatwesternbank.com

Iowa State Bank

203 W 7th St #1094, Sanborn, IA 51248, USA

+1 (712) 930-7100

iowastatebank.net

Edward Jones - Financial Advisor: John A Westfall

890 11th St, Marion, IA 52302, USA

+1 (319) 377-8973

www.edwardjones.com

MidWestOne Bank

110 1st Ave, Coralville, IA 52241, USA

+1 (319) 356-5800

www.midwestone.bank

Malvern Bank

404 Main St, Malvern, IA 51551, USA

+1 (712) 624-8686

malvern.bank

Security National Bank

251 Reed St, Akron, IA 51001, USA

+1 (712) 568-2472

www.snbonline.com

Edward Jones - Financial Advisor: Dean R Studer

204 1st Ave, Vinton, IA 52349, USA

+1 (319) 472-5218

www.edwardjones.com

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