Welcome to Our Online Loan Referral Service


107 Richland St, Richland, IA 52585, USA
+1 (319) 456-2265
www.federationbankia.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

2003-03-24

Mailing Address

319 N 3rd St, Wilmington, NC, 28401, United States

Company Name

Domain Manager

Apiture LLC

Contact Data

[email protected]

+1.9104990077

+1.9104990077

Feedback about Federation Bank?

Here you grapple with the reviews of our clients.

I issued a loan from Federation Bank 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Mrs. Annie Jast II

Unsatisfied! Was denied to take out $1,000. Only $400 was approved.

Schuyler Conroy IV

I tried to borrow money from Federation Bank. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Chad Leuschke

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Richland, New York

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Richland, New York is taken out easily and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Federation Bank help issue a loan in Richland, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Richland, ny will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Richland, Iowa

Principal Financial Group

711 High St, Des Moines, IA 50392, USA

+1 (515) 247-5111

www.principal.com

State Bank

1503 4th St SW, Waverly, IA 50677, USA

+1 (319) 483-1001

www.statebankia.com

Farm Credit Services of America

1902 D Ave W, Oskaloosa, IA 52577, USA

+1 (641) 682-8778

www.fcsamerica.com

Peoples Bank

303 Main St, Rippey, IA 50235, USA

+1 (515) 436-7418

www.mypeoples.bank

OneMain Financial

4618 University Ave, Cedar Falls, IA 50613, USA

+1 (319) 266-6281

www.onemainfinancial.com

Cedar River Finance Co.

3900 River Ridge Dr NE #B, Cedar Rapids, IA 52402, USA

+1 (319) 362-2185

www.cedarriverfinance.com

Check Into Cash

50 La Frentz Ln Suite C, Marshalltown, IA 50158, USA

+1 (641) 752-2806

local.checkintocash.com

OneMain Financial

1776 Hamilton Blvd, Sioux City, IA 51103, USA

+1 (712) 252-9771

www.onemainfinancial.com

Bankers Trust

243 3rd St SE, Cedar Rapids, IA 52401, USA

www.bankerstrust.com

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