Welcome to Our Online Loan Referral Service

4.5 29 reviews

2920 Gordon Dr, Sioux City, IA 51105, USA
+1 (712) 266-8811
www.siouxlandfederalcu.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM

Domain Info

Created Date

1999-02-09

Mailing Address

Company Name

Contact Data

Feedback about Siouxland Federal Credit Union?

Here you read the reviews of our clients.

Awesome bank the tellers are all so nice, if you need a loan ask for Danette she's the best!

Dr. Harold Nikolaus Sr.

Definitely the best bank and people I have banked with.

Hosea Bode

This place needs to get shut down.

Lance Stokes IV

Definitely the best bank and people I have banked with.

Dr. Jarod Kessler DDS

This place needs to get shut down.

Cora Mitchell V

I recommend SFCU to all my friends and family and anyone for that matter.

Alexandria Hammes

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Sioux City, Iowa

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Sioux City, Iowa is taken out easily and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Siouxland Federal Credit Union help take out a payday loan in Sioux City, Iowa?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Sioux City, Iowa. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Sioux City, Iowa

Bank Iowa - New Hampton

606 W Milwaukee St, New Hampton, IA 50659, USA

+1 (641) 394-6800

www.bankiowa.bank

TIAA Financial Services

941 E 2nd Ave Suite 201, Coralville, IA 52241, USA

+1 (866) 842-2977

locations.tiaa.org

Iowa State Bank

203 W 7th St #1094, Sanborn, IA 51248, USA

+1 (712) 930-7100

iowastatebank.net

Advance America

4502 Avenue "O" Suite 1 & 2, Fort Madison, IA 52627, USA

+1 (319) 372-4302

www.advanceamerica.net

Great Western Bank

1020 Main St, Hamburg, IA 51640, USA

+1 (712) 382-1212

www.greatwesternbank.com

Great Western Bank

206 Broad St, Humeston, IA 50123, USA

+1 (641) 877-2341

www.greatwesternbank.com

U.S. Bank Branch

270 W 7th St, Dubuque, IA 52001, USA

+1 (563) 582-3655

locations.usbank.com

U.S. Bank Branch

126 Grand Ave, Spencer, IA 51301, USA

+1 (712) 262-1940

locations.usbank.com

DeAnne Krull - Financial Advisor

120 W Water St, Decorah, IA 52101, USA

+1 (563) 387-3640

www.bankofthewest.com

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