Welcome to Our Online Loan Referral Service

4.5 2 reviews

825 S Grand Ave, Spencer, IA 51301, USA
+1 (712) 580-4100
www.nw.bank
Friday
8AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Northwest Bank?

Below you see some of the reviews of our customers.

Very good customer service and reasonable prices.

Sven Christiansen

Availability, and qualified staff made it easy for me.

Clinton Tremblay

Oscar at the Mason City location did a great job.

Kay Willms

Important

Above there is information about a definite company. Below you can review common aspects of payday loans.

Payday Loans in Spencer, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may become an easy and speedy solution to a short-term problem in Spencer, New York. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of applicants with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Spencer, Iowa

Community Bank & Trust

312 W 1st St, Cedar Falls, IA 50613, USA

+1 (319) 273-8917

www.communitybt.bank

Iowa State Bank

103 E Broadway St, Paullina, IA 51046, USA

+1 (712) 949-3456

iowastatebank.net

Northstar Bank

2202 E Central Ave, Estherville, IA 51334, USA

+1 (712) 362-3322

www.northstarbankiowa.com

1st Gateway Credit Union

2603 Camanche Industrial Park Rd, Camanche, IA 52730, USA

+1 (563) 243-4121

www.1stgateway.org

United Bank of Iowa

200 Main St, Lytton, IA 50561, USA

+1 (712) 466-2245

www.unitedbk.bank

Peoples Savings Bank

106 S 2nd St, Montezuma, IA 50171, USA

+1 (641) 623-5105

www.peoplesbankmonte.com

Veridian Credit Union

1900 3rd Ave SE, Independence, IA 50644, USA

+1 (800) 235-3228

www.veridiancu.org

United Cash Express

3527 Spring St, Davenport, IA 52807, USA

+1 (563) 441-9900

Veridian Credit Union

315 Oak Ridge Cir, Waverly, IA 50677, USA

+1 (800) 235-3228

www.veridiancu.org

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