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4.6 34 reviews
Loan agency in Spencer, Iowa

700 11th St SW Ste 8, Spencer, IA 51301, USA
+1 (712) 262-6670

Domain Info

Created Date


Mailing Address

Tennessee, United States

Company Name

Check Into Cash

Check Into Cash

Contact Data

Feedback about Check Into Cash?

Here you grapple with the reviews of our clients.

They were very nice and very good 👍 customers service

Norma Mills Sr.

Great place and wonderful staff to help you out!

Beulah Russel

Awesome customer service, and super friendly!

Norbert D'Amore III

The only thing really good about this place is the customer service.

Tillman Koepp

Prices are good and the staff is entertaining and helpful.

Alexandria Rempel

Great deals and always treat you like family everytime you walk in the door!!

Hobart Stroman

I absolutely love this place I would recommend anyone I know who needs a loan to come here... The manager and all of his staff are very polite and knowledgeable of the me

Justyn Von

Friendly service with decent pricing.

Aiden Powlowski

Acted as if 10 people in their store was too many people to help.

Ms. Jessyca Jacobi

I even work in fast food and never give my customers the service I received.

Fae Mante

Best prices ever,very friendly staff willing to help you.

Mr. Adelbert Harvey

Our Church needed A PA amp and a keyboard for our 1st Service.

Clinton Hammes DVM

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Spencer, New York

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are known as payday loans in Spencer, ny. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.


25% small loan cap

How will Check Into Cash help issue a payday loan in Spencer, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Spencer, New York. They rate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Spencer, Iowa

Doc's Payday Loans

109 N 13th St, Centerville, IA 52544, USA

+1 (641) 856-2274


Hometown Cash Advance

606 S Federal Ave Suite 1, Mason City, IA 50401, USA

+1 (641) 424-2222

First State Bank

304 E Main St, Belmond, IA 50421, USA

+1 (641) 444-3226


United Bank of Iowa

1802 23rd St, Harlan, IA 51537, USA

+1 (712) 755-5800


DuTrac Community Credit Union

2900 S 25th St suite a, Clinton, IA 52732, USA

+1 (563) 242-1080


Edward Jones - Financial Advisor: Kyle R Hibbing

1450 Boyson Rd Suite C4-1, Hiawatha, IA 52233, USA

+1 (319) 378-3450


Denver Savings Bank

121 S State St, Denver, IA 50622, USA

+1 (319) 984-5635


Grinnell State Bank

1101 Court Ave, Marengo, IA 52301, USA

+1 (319) 642-5511


Carstens Financial Group, LLC

605 US-71, Arnolds Park, IA 51331, USA

+1 (712) 332-5960