Welcome to Our Online Loan Referral Service

3.2 5 reviews

512 E Main St, Ottumwa, IA 52501, USA
+1 (641) 682-8195
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
8:30AM–5PM
Sunday
Closed
Monday
8:30AM–5PM

Feedback about Kwik Cash Pawn Kings?

Here you read the reviews of our clients.

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Mrs. Maggie Yundt Sr.

Good service with a reasonable rate. Money transferred immediately, I always use Kwik Cash Pawn Kings.

Mellie Moen

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Ottumwa, Iowa

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and quick to issue payday loans in Ottumwa, Iowa. The rates are set on an individual basis: if a client repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Kwik Cash Pawn Kings help issue a loan in Ottumwa, Iowa?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Ottumwa, ia will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Ottumwa, Iowa

Farmers State Bank

1310 6th St, Jesup, IA 50648, USA

+1 (319) 287-3961

www.fsb1879.com

Two Rivers Bank & Trust

3292 Ridgeway Dr suite a, Coralville, IA 52241, USA

+1 (319) 358-3520

www.tworivers.bank

MidWestOne Bank

895 Main St, Dubuque, IA 52001, USA

+1 (563) 582-1841

www.midwestone.bank

U.S. Bank Branch

2395 IA-32, Dubuque, IA 52002, USA

+1 (563) 584-9064

locations.usbank.com

Triangle Financial Services Inc

3101 Ingersoll Ave # 204, Des Moines, IA 50312, USA

+1 (515) 282-8962

www.trianglefsinc.com

Fidelity Bank & Trust

107 S Garnavillo St, Anamosa, IA 52205, USA

+1 (319) 462-6031

www.bankfidelity.com

IH Mississippi Valley Credit Union

3646 W Kimberly Rd, Davenport, IA 52806, USA

+1 (309) 793-6200

www.ihmvcu.org

Walmart Money Center

3501 8th St SW, Altoona, IA 50009, USA

+1 (515) 967-1711

www.walmart.com

Midstates Bank

705 1st St, Sergeant Bluff, IA 51054, USA

+1 (712) 943-3500

www.midstatesbank.com

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