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3 reviews

345 US-151, Walford, IA 52351, USA
+1 (319) 846-2650
www.centralstate.bank
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Central State Bank?

Below you get acquainted with some of the testimonials of our customers.

I always use Central State Bank when it need a payday loan. The application process is quick. No issues.

Fay Grant III

Good service with competitive rates. They money the next morning, as promised. I will use Central State Bank again if I need extra money.

Dr. Mafalda Mann V

They only ask for an ID to apply. Last month I was broke and needed some cash to hold on. These guys saved me although I had a low credit score. Fast and transparent process. Very happy!!

Mrs. Kamille Haag V

Important

Above there is information about a exact lender. Below you can see common characteristics of payday loans.

Payday Loans in Walford, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Walford, Iowa is are easy to get. The APR is individual for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay back your loan commitments without delays.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the APR. It’s easy to find out the definite cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Walford, Iowa

West Bank

955 Hickman Rd, Waukee, IA 50263, USA

+1 (515) 221-7740

www.westbankstrong.com

Luana Savings Bank

9321 Market Pl Dr, Norwalk, IA 50211, USA

+1 (515) 410-9800

luanasavingsbank.com

Farm Credit Services of America

1525 Boyson Rd, Hiawatha, IA 52233, USA

+1 (319) 364-0151

www.fcsamerica.com

Hermes Loan Signings

1111 Cherry Pkwy, Norwalk, IA 50211, USA

+1 (515) 210-6705

www.hermesloansignings.financial

Farmers State Bank

1306 5th St, Gilbertville, IA 50634, USA

+1 (319) 287-3961

www.fsb1879.com

Sioux Valley Credit Union

3450 S Lakeport St A, Sioux City, IA 51106, USA

+1 (712) 274-7828

www.siouxvalleyccu.com

American State Bank

212 N Main St, Alvord, IA 51230, USA

+1 (712) 473-2250

myasb.com

Ascentra Credit Union

2339 53rd Ave, Bettendorf, IA 52722, USA

+1 (563) 355-0152

www.ascentra.org

MidWestOne Bank

7204 University Ave, Windsor Heights, IA 50324, USA

+1 (515) 274-0075

www.midwestone.bank

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