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4.9 73 reviews
Loan agency in Ames, Iowa

620 Lincoln Way Ste. 3, Ames, IA 50010, USA
15 years in business
+1 (515) 233-0606
www.advanceamerica.net
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you read some of the opinions of our customers.

… goal is to help the customer in a timely fashion and in a way that is best for the customer. If you’re looking for a payday loan, stop in and see these two ladies!

Yesenia McKenzie

Very nice and friendly. They've helped me out a lot.If I had to recommend someone for a payday loan it would be this store! Great experiences.

Rupert Fay

They are the friendliest people that I have ever dealt with.

D'angelo Gusikowski

Excellent / 5 star Customer Service every time I go to this branch !

Minnie Cummings

Very bad experience.

Shania Kessler III

Every body nice people

Prof. Dejon Lindgren

Great folks like family always well treated.

Ms. Maude Beer

Important

Now you can see general features of payday loans.

Payday Loans in Ames, Iowa

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Ames, Iowa is are simple to get. The interest rate is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Ames, Iowa

Clear Lake Bank & Trust

325 State St, Garner, IA 50438, USA

+1 (641) 923-3621

www.clearlakebank.com

Payday Express

2133 W Broadway #200, Council Bluffs, IA 51501, USA

+1 (712) 322-4020

paydayexpresscash.com

Veridian Credit Union

1900 3rd Ave SE, Independence, IA 50644, USA

+1 (800) 235-3228

www.veridiancu.org

Bank Iowa - Clarinda (Drive-up)

101 W Washington St, Clarinda, IA 51632, USA

+1 (712) 542-2121

www.bankiowa.bank

World Trend Financial

221 3rd Ave SE Suite 215, Cedar Rapids, IA 52401, USA

+1 (319) 364-3041

www.worldtrendfps.com

First National Bank

793 Main St, Anita, IA 50020, USA

+1 (712) 762-3100

www.firstnational.com

Country Home Loans

4056 4th St SW, Mason City, IA 50401, USA

+1 (641) 423-2862

Lincoln Savings Bank

111 E Traer St, Greene, IA 50636, USA

+1 (641) 823-4132

www.mylsb.com

Mobile Money, LLC

613 US-30, Carroll, IA 51401, USA

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