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2 2 reviews

11 Tower Park Dr, Waterloo, IA 50701, USA
+1 (319) 235-6709

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Feedback about Community Bank & Trust?

Here you grapple with the reviews of our customers.

Well trained staff, and excellent response times!

Luisa Kautzer

I would give no stars if it would allow me to post.

Carmen White

Very unprofessional!!!!!

Daniela Dicki

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The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted common information about payday loans.

Payday Loans in Waterloo, New York

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Waterloo, New York are issued problem-free. The interest rate is dependent on the client's personal data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.


25% small loan cap

How will Community Bank & Trust help take out a loan in Waterloo, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Waterloo, ny consider this circumstance not a hindrence to take out a loan. The borrower of a loan should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on time and not only solve current difficulties, but enhance the credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

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Walmart Money Center

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Premier Bank

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Edward Jones - Financial Advisor: Brendan G Lamont, AAMS®

100 1st St N, Newton, IA 50208, USA

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North Star Community Credit Union

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South Ottumwa Savings Bank

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+1 (319) 627-2191


Town & Country Credit Union

1414 Chatburn Ave, Harlan, IA 51537, USA

+1 (712) 755-3881


United Iowa Financial

2346 Mormon Trek Blvd Suite 1000, Iowa City, IA 52246, USA

+1 (319) 449-1145