Welcome to Our Online Loan Referral Service

3.9 8 reviews

2615 Grand Ave, Ames, IA 50010, USA
+1 (515) 232-0093
locations.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our customers.

Definitely encourage you to work with her.

Ms. Ruby Stiedemann Sr.

Never had an issue and the folks there are super nice.

Yolanda Harris

Always friendly and able to help/answer questions.

Prof. Harmon Toy

Pay Attention

Payday lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Ames, Iowa

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to take out payday loans in Ames, Iowa. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a loan in Ames, Iowa?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Ames, ia consider this circumstance not a hindrence to take out a loan. The client of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay off the debt on a due date and not only solve current difficulties, but improve the credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Ames, Iowa

Principal - Nick Gabriel, Financial Representative, Principal Securities

106 S Ford St, Anamosa, IA 52205, USA

+1 (319) 325-5559

www.principal.com

MidWestOne Bank

2408 W Burlington Ave, Fairfield, IA 52556, USA

+1 (641) 472-2424

www.midwestone.bank

Charter Bank

455 6th St, Waukee, IA 50263, USA

+1 (515) 987-1000

www.charterbanker.com

Great Western Bank

13150 Hickman Rd, Clive, IA 50325, USA

+1 (515) 440-6300

www.greatwesternbank.com

CUSB Bank

111 N Elm St, Cresco, IA 52136, USA

+1 (563) 547-2040

www.cusb.com

Check Into Cash

1631 4th St SW #106, Mason City, IA 50401, USA

+1 (641) 423-1893

local.checkintocash.com

Centris Federal Credit Union ATM

518 E Broadway, Council Bluffs, IA 51503, USA

+1 (402) 334-7000

www.centrisfcu.org

A to Z Pawn

200 Euclid Ave, Des Moines, IA 50313, USA

+1 (515) 245-9660

U.S. Bank ATM - Cedar Heights

3228 Cedar Heights Dr, Cedar Falls, IA 50613, USA

+1 (800) 872-2657

usbank.com

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