Welcome to Our Online Loan Referral Service

4.9 26 reviews

2101 4th St SW, Waverly, IA 50677, USA
+1 (319) 287-3961
www.fsb1879.com
Thursday
10AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1999-08-12

Mailing Address

Iowa, United States

Company Name

Spinutech, Inc

Spinutech, Inc

Contact Data

Feedback about Farmers State Bank?

Here you grapple with the feedback of our customers.

Great people and service!

Dr. Emelie Borer

Thankful for all the locations to be able to do my personal banking at.

Lorenzo Kunze

Very personable with a warm welcoming atmosphere.

Meta Parisian

Pay Attention

Above-specified info provides the details about a exact lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Waverly, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

It is simple and fast to take out payday loans in Waverly, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Farmers State Bank help issue a payday loan in Waverly, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Waverly, New York. The lending company will estimate many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Waverly, Iowa

U.S. Bank Branch

301 E Washington St, Mt Pleasant, IA 52641, USA

+1 (319) 385-3134

locations.usbank.com

Hometown Cash Advance

2307 5th Ave S, Fort Dodge, IA 50501, USA

+1 (515) 573-2274

First State Bank

917 1st St, Redfield, IA 50233, USA

+1 (515) 833-2303

www.stuartbank.com

Edward Jones - Financial Advisor: Ryan T Burras

207 E Water St, Decorah, IA 52101, USA

+1 (563) 382-1700

www.edwardjones.com

U.S. Bank Branch

1005 Main St, Rock Valley, IA 51247, USA

+1 (712) 476-5231

locations.usbank.com

Collins Community Credit Union

5908 Winterberry Dr, Cedar Falls, IA 50613, USA

+1 (800) 475-1150

www.collinscu.org

Bank of the West

411 N Ankeny Blvd, Ankeny, IA 50023, USA

+1 (515) 965-8855

www.bankofthewest.com

Edward Jones - Financial Advisor: Dave Grove, AAMS®

611 E Main St, Panora, IA 50216, USA

+1 (641) 755-3213

www.edwardjones.com

Great Western Bank

103 W Taylor St, Creston, IA 50801, USA

+1 (641) 782-9300

www.greatwesternbank.com

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