Welcome to Our Online Loan Referral Service

4 3 reviews

5070 Mills Civic Pkwy, West Des Moines, IA 50265, USA
+1 (515) 222-1144
www.centralbankonline.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

2003-04-24

Mailing Address

Iowa, United States

Company Name

Commercial Financial

Commercial Financial

Contact Data

What people think about Central Bank?

Below you get acquainted with some of the opinions of our customers.

Thank you for the best service. Your employess helped me throughout the application. It’s cool that you only need an ID to apply.

Vito Dicki DDS

I always use Central Bank when it need a loan. The application process is quick. No complaints.

Rhoda Moore V

I was embarrassed to borrow from my collegues so I decided to apply for a small loan via Central Bank. Found them on the net and the user reviews were good I have already applied 4 times and every time I was accepted within 15 minutes. Very satisfied.

Kameron Eichmann

Thanks!! The money were transferred to my bank account as agreed – within 2 hours. I repaid the debt before the due date and had no complaints. The process is speedy and transparent. Be a responsible borrower and you will have no troubles.

Camylle Okuneva

Thank you Central Bank for helping me when I needed funds so bad to pay for vacation. I have applied through this company twice and everything was smooth. This is the most reliable company with no hidden fees. Highly recommended!!!

Haylee Welch

Many thanks to Central Bank. I recently had some problems with repaying my bank loan and they approved me for a cash advance. Best lender! Managed to cover my problems and signed with relief.

Deanna Romaguera II

Important

Below you can review general information about payday loans and their common features.

Payday Loans in West Des Moines, Iowa

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and fast to get approved for payday loans in West Des Moines, Iowa. The interest rate will be set individually for each applicant and will depend on the personal data the borrower filled in.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to learn the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in West Des Moines, Iowa

Edward Jones - Financial Advisor: Craig R Thompson

315 S Main St, Monticello, IA 52310, USA

+1 (319) 465-5977

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FreedomBank

106 S Main St, Monona, IA 52159, USA

+1 (563) 539-2015

www.freedombnk.com

Community Savings Bank

221 E Main St, Manchester, IA 52057, USA

+1 (563) 927-4014

csbiowa.com

Edward Jones - Financial Advisor: John C Greenwood, AAMS®

555 John F Kennedy Rd #478, Dubuque, IA 52002, USA

+1 (563) 557-3874

www.edwardjones.com

Edward Jones - Financial Advisor: Andy Leech

123 S Howard St, Indianola, IA 50125, USA

+1 (515) 961-5367

www.edwardjones.com

Northwest Bank

1008 18th St, Spirit Lake, IA 51360, USA

+1 (712) 336-1034

www.nw.bank

United Bank of Iowa

501 2nd St, Ida Grove, IA 51445, USA

+1 (712) 364-3393

www.unitedbk.bank

Jay Memorial Trust

612 W Sheridan Ave, Shenandoah, IA 51601, USA

+1 (712) 246-3399

firstchoicepaydayloans.com

Iowa State Bank

3818 Hubbell Ave, Des Moines, IA 50317, USA

+1 (515) 262-1630

www.iowastatebanks.com

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