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4 4 reviews

3818 Hubbell Ave, Des Moines, IA 50317, USA
+1 (515) 262-1630
www.iowastatebanks.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1999-02-25

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Iowa State Bank?

Here you grapple with the feedback of our customers.

Customer service amazing candid and feels quaint and like family.

Eveline Brakus

This bank is understaffed and the staff treats customers like vermin.

Hollie Gusikowski

I have been banking with Iowa State Bank for 30 years.

Prof. Shyann Senger II

Pay Attention

Payday lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Des Moines, Iowa

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Des Moines, Iowa is issued simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Iowa State Bank help issue a payday loan in Des Moines, Iowa?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Des Moines, Iowa. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Des Moines, Iowa

United Bank of Iowa

600 2nd St, Lohrville, IA 51453, USA

+1 (712) 465-2715

www.unitedbk.bank

American Savings Bank

312 S Main St, Tripoli, IA 50676, USA

+1 (319) 882-4279

www.asbtripoli.com

Wells Fargo Bank

600 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-1140

www.wellsfargo.com

U.S. Bank Branch

155 S Elm St, Avoca, IA 51521, USA

+1 (712) 343-6308

EZ Money Check Cashing

1238 E 14th St, Des Moines, IA 50316, USA

+1 (515) 262-2552

des-moines-ia-e-14th.getezmoney.com

Success Bank

112 N Main St, Moulton, IA 52572, USA

+1 (641) 642-3219

www.success.bank

Citizens First Bank

403 S Washington Blvd, Camanche, IA 52730, USA

+1 (563) 243-6000

www.gocfb.bank

Homeowners Financial Group

121 S Story St, Rock Rapids, IA 51246, USA

+1 (712) 472-3015

www.homeownersfg.com

VisionBank

217 W Mulberry St, Ogden, IA 50212, USA

+1 (515) 275-2420

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