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Loan agency in West Des Moines, Iowa

2700 University Ave, West Des Moines, IA 50266, USA
+1 (515) 221-0726
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Feedback about Palm Finance?

Here you grapple with the feedback of our clients.

I often issue a payday loan to a card in Palm Finance. It is very efficient. If you give it back quickly, the rate is reasonable. Employees politely and intelligibly explain all the nuances.

Jonathan Rice Sr.

Yesterday I needed money, I decided to contact Palm Finance. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Collin Herman

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.

Ignatius Hamill

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in West Des Moines, Iowa

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to issue loans in West Des Moines, Iowa. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Palm Finance help issue a loan in West Des Moines, Iowa?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in West Des Moines, Iowa. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in West Des Moines, Iowa

Exchange State Bank

207 W Washington St, Exira, IA 50076, USA

+1 (712) 268-5331

www.esb1.com

First Bank

602 Main St, Cedar Falls, IA 50613, USA

+1 (319) 266-2000

www.firstiowa.bank

Great Southern Bank

1290 Copper Creek Dr, Pleasant Hill, IA 50327, USA

+1 (515) 265-4880

locations.greatsouthernbank.com

United Bank of Iowa

101 E 1st St, Kingsley, IA 51028, USA

+1 (712) 378-3304

www.unitedbk.bank

Edward Jones - Financial Advisor: Don Smith

615 Horseshoe Dr, Grinnell, IA 50112, USA

+1 (641) 236-0685

www.edwardjones.com

Advance America

2480 E Euclid Ave, Des Moines, IA 50317, USA

+1 (515) 265-7100

www.advanceamerica.net

Central Bank

600 Lake Ave N, Storm Lake, IA 50588, USA

+1 (712) 732-2190

www.centralbankonline.com

EZ Money Check Cashing

7020 Douglas Ave STE C, Urbandale, IA 50322, USA

+1 (515) 278-9696

www.getezmoney.com

Home Federal Savings Bank

303 W Main St, Marshalltown, IA 50158, USA

+1 (641) 754-6198

www.justcallhome.com

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