Welcome to Our Online Loan Referral Service

5 reviews

101 E 4th St, West Liberty, IA 52776, USA
+1 (319) 627-2191
www.sosb-ia.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1998-11-25

Mailing Address

KY, United States

Company Name

Computer Services, Inc.

Computer Services, Inc.

Contact Data

Feedback about South Ottumwa Savings Bank?

Here you grapple with the feedback of our customers.

It was a quick and pleasent experience and i look forward to returning next year

Adonis McLaughlin

The price is really high for tax preparation services though.

Mrs. Serenity Kling

Cheryl was extremely helpful and answered all my questions perfectly.

Caterina Cruickshank

So im near another location and stop in to see if they can help me.

Seamus Reichert

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in West Liberty, West Virginia

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in West Liberty, West Virginia is taken out simply and quickly. The interest percentage is set depending on the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

31% APR for loans up to $2,000

How will South Ottumwa Savings Bank help take out a loan in West Liberty, West Virginia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in West Liberty, wv will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in West Liberty, Iowa

Maynard Savings Bank

109 Main St N, Hazleton, IA 50641, USA

+1 (319) 636-2431

www.maynardsavingsbank.com

Peoples Savings Bank

201 W Main St, Wayland, IA 52654, USA

+1 (319) 256-2131

peoples-savings-bank.com

Wells Fargo Bank

2505 E Euclid Ave, Des Moines, IA 50317, USA

+1 (515) 237-2600

www.wellsfargo.com

U.S. Bank Branch

111 8th St SE, Altoona, IA 50009, USA

+1 (515) 967-8181

locations.usbank.com

Great Western Bank

1030 Broad St, Grinnell, IA 50112, USA

+1 (641) 236-7544

www.greatwesternbank.com

Bank Iowa - Essex

528 Iowa Ave, Essex, IA 51638, USA

+1 (712) 379-3111

www.bankiowa.bank

Advantage Credit Union

121 W 3rd St N, Newton, IA 50208, USA

+1 (641) 792-5660

www.acuiowa.org

Principal Financial Group

103 E Mission St, Strawberry Point, IA 52076, USA

+1 (563) 933-6453

www.principal.com

Greater Iowa Credit Union

1700 SE Delaware Ave, Ankeny, IA 50021, USA

+1 (800) 296-9064

www.gicu.org

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