Welcome to Our Online Loan Referral Service

5 3 reviews

150 1st St SE, Oelwein, IA 50662, USA
+1 (319) 283-4000
bankoelwein.com
Saturday
8AM–11PM
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Friday
7:30AM–5PM

Domain Info

Created Date

1999-11-16

Mailing Address

Oklahoma, United States

Company Name

BankOnIT

BankOnIT

Contact Data

Feedback about Community Bank of Oelwein?

Here you get acquainted with the feedback of our clients.

I took the first payday loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Precious Conroy

Community Bank of Oelwein seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Elise Carroll

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Oelwein, Iowa

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Oelwein, Iowa are taken out easily. The interest percentage is conditional on the client's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Community Bank of Oelwein help issue a loan in Oelwein, Iowa?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Oelwein, Iowa. They assess many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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Edward Jones - Financial Advisor: Bruce A Keith, AAMS®

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Cars & Cash Used Vehicles, Payday Loans, Pawn & Retail

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OneMain Financial

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Cedar Rapids Bank & Trust

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Collins Community Credit Union

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Edward Jones - Financial Advisor: Kyle R Hibbing

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Principal Financial Group

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