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3.5 19 reviews

1615 N Rock Rd, Derby, KS 67037, USA
+1 (316) 683-1199

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Feedback about Meritrust Credit Union - Derby?

Here you read the reviews of our clients.

The staff were super friendly and professional.

Zoey Goldner

Great customer service, and she is the reason why I’m a Meritrust customer!

Emie Durgan PhD

Quit giving away jobs to self service machines.

Adalberto Huels

My call was answered quickly, and I was provided with fast customer service.

Duncan Vandervort

Staff is extremely rude.

Madeline Wyman MD

Great place to work.

Ms. Jennie Haag DDS

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Derby, New York

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Derby, New York are issued hassle-free. The interest rate depends on the client's person-related data: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.


25% small loan cap

How will Meritrust Credit Union - Derby help issue a payday loan in Derby, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the request. Cash advance in Derby, New York may help enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Derby, Kansas

Bank of Burlingame

115 S Topeka Ave, Burlingame, KS 66413, USA

+1 (785) 654-2421


Emprise Bank

9485 E 21st St N, Wichita, KS 67206, USA

+1 (316) 634-6444


A Money Zone Inc.

1945 S Ohio St, Salina, KS 67401, USA

+1 (785) 404-2039


Commercial Bank

501 Commercial St, Oswego, KS 67356, USA

+1 (620) 795-4411


Advance America

1802 W Main St Ste. C, Independence, KS 67301, USA

+1 (620) 331-7986



2400 S N Main St, Fort Scott, KS 66701, USA

+1 (620) 223-2291


FNBO - First National Bank of Omaha

4650 College Blvd, Overland Park, KS 66211, USA

+1 (913) 266-7000


Citizens National Bank

615 Court St, Clay Center, KS 67432, USA

+1 (785) 632-4100


U.S. Bank ATM - Kansas Turnpike Authority - Cassoday McDonalds

Milepost 97 Kansas Turnpike, Cassoday, KS 66842, USA

+1 (800) 872-2657