Welcome to Our Online Loan Referral Service

5 reviews

202 S Penn Ave, Oberlin, KS 67749, USA
+1 (785) 475-3196

Feedback about Farmers Bank & Trust?

Here you grapple with the feedback of our clients.

Thanks to Farmers Bank & Trust for assisting when money is urgently needed. I have been applying to this company for amost one year and everything is always honest, without hidden charges.

Velma Zieme

Not the first time I use Farmers Bank & Trust. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps out a lot when funds is urgently needed.

Luigi Davis

Money was urgently required. I left an online application in Farmers Bank & Trust. I sent all the necessary photos of documents, talked to the managers by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Mrs. Raegan Lowe IV

It was necessary to improve the credit rating, because there is practically no chance of getting a cash advance at a reasonable interest rate. As a result, I addressed Farmers Bank & Trust. The history improved after several loans paid back.

Mrs. Kaya Hauck Sr.

Pay Attention

Further there will be shown the details about not a exact lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Oberlin, Ohio

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

It is simple and fast to take out loans in Oberlin, Ohio. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Farmers Bank & Trust help take out a loan in Oberlin, Ohio?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Oberlin, Ohio. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Oberlin, Kansas

INTRUST Bank

1404 S Kansas Ave, Newton, KS 67114, USA

+1 (316) 283-3700

www.intrustbank.com

Commercial Bank

108 S McGee St, Caney, KS 67333, USA

+1 (620) 879-2122

www.commercialbank.net

American AgCredit Regional HQ

4105 N Ridge Rd, Wichita, KS 67205, USA

+1 (316) 721-1100

www.agloan.com

Farmers National Bank

306 S Cedar St, Stockton, KS 67669, USA

+1 (785) 425-7007

www.farmersnationalbankonline.com

Heartland Credit Union

3777 N Maize Rd, Wichita, KS 67205, USA

+1 (316) 266-5141

www.hcu.coop

UMB Bank ATM

10700 Roe Ave, Leawood, KS 66211, USA

+1 (800) 860-4862

locations.umb.com

Simmons Bank

10111 W 21st St, Wichita, KS 67205, USA

+1 (316) 315-1600

www.simmonsbank.com

Emprise Bank

2140 N Woodlawn St, Wichita, KS 67208, USA

+1 (316) 383-4115

www.emprisebank.com

Armed Forces Bank ATM

100 Stimson Ave Bldg. 127, Leavenworth, KS 66027, USA

+1 (888) 929-2265

www.afbank.com

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