Welcome to Our Online Loan Referral Service

3.1 10 reviews

4090 Tates Creek Centre Dr, Lexington, KY 40517, USA
+1 (859) 253-8720
www.centralbank.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Central Bank & Trust Co.?

Here you read the feedback of our customers.

Great bank, great staff.

Brielle Rippin DDS

Rude and bad customer service , rude and bad bank tellers !

Mrs. Bailee Marks I

Pay Attention

Payday lenders are shown in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Lexington, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Lexington, New York is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Central Bank & Trust Co. help issue a loan in Lexington, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Lexington, ny consider this circumstance not a hindrence to issue a loan. The recipient of a loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on a due date and not only cope with current problems, but improve the credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Lexington, Kentucky

People's Security Finance Co., Inc.

63 Lakota Drive, Cadiz, KY 42211, USA

+1 (270) 522-8800

Cash America Pawn

6410 Preston Hwy, Louisville, KY 40219, USA

+1 (502) 964-6906

Cash America Pawn

5700 Bardstown Rd, Louisville, KY 40291, USA

+1 (502) 231-0787

South Central Bank

414 E Main St, Scottsville, KY 42164, USA

+1 (270) 239-4700

www.southcentralbank.com

First Community Bank

114 E Jackson St, Clinton, KY 42031, USA

+1 (270) 653-4301

www.fcbheartland.com

Commercial Bank

202 N Main St, Barbourville, KY 40906, USA

+1 (606) 546-3146

www.cbtn.com

CheckSmart

5627 Outer Loop, Louisville, KY 40219, USA

+1 (502) 961-8554

www.ccfi.com

First Financial Credit

101 Citation Dr D, Danville, KY 40422, USA

+1 (859) 236-0076

www.ffcredit.com

Casey County Bank

7264 KY-70, Yosemite, KY 42566, USA

+1 (606) 787-8333

caseybank.com

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