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4.9 53 reviews
Loan agency in Lexington, Kentucky

352 Southland Dr, Lexington, KY 40503, USA
25 years in business
+1 (859) 277-2264

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Mailing Address

South Carolina, United States

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Feedback about Advance America?

Here you grapple with the feedback of our clients.

… staff and customer service. Everytime I come in their staff always takes care of me. They do not harass like other payday lenders. Not to mention they are …

Trycia O'Keefe MD

Advanced America, had excellent service, fast, and no credit score worries.

Eugene Lemke

Great experience, great people here

Ms. Alaina Erdman

… good. Vehicles are 3x Kelly Blue Book, but no credit needed, just income. Bring pay stubs and bank info. Payments set up on paydays. Repo when late. Have vehicle …

Berneice Ruecker

I think it is awesome to walk into a car lot and deal with regular people.

Lenora Swaniawski

Manager told me I wasnt driving off the lot with any vehicle they had.

Gilberto Prohaska

I would HIGHLY recommend Heather and SMC to anyone looking to buy a new home.

Cornelius Abshire

Do not go here unless you want to be ignored.

Ms. Maria Zulauf MD

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users grapple with common information about payday loans.

Payday Loans in Lexington, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Lexington, New York are taken out problem-free. The interest rate is dependent on the borrower's person-related information: if you pay off more payday loans, the more favorable terms and rates lenders offer.


25% small loan cap

How will Advance America help take out a loan in Lexington, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial abilities to approve the form. Payday loans in Lexington, New York may help improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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The Cecilian Bank

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Eagle Finance

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Signet Federal Credit Union

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Fifth Third Bank ATM

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Cash Express

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Advance America

106 Kentucky Home Square, Bardstown, KY 40004, USA

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Carter's Check Cashing

523 E Main St, Grayson, KY 41143, USA

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