Welcome to Our Online Loan Referral Service

4.2 5 reviews

100 Access Dr Suite A, Monticello, KY 42633, USA
+1 (606) 343-0071
www.partners1stcu.org
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Partners 1st Federal Credit Union?

Here you see the feedback of our customers.

I took out a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Mr. Stephan Quigley

100% sly service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Jodie Ortiz

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Gillian Nitzsche

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Monticello, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Monticello, New York is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

25% small loan cap

How will Partners 1st Federal Credit Union help issue a loan in Monticello, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Monticello, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Monticello, Kentucky

Edward Jones - Financial Advisor: Larry M Bowen

303 E Main St, Campbellsville, KY 42718, USA

+1 (270) 469-9191

www.edwardjones.com

Cash Express

158 Main St, Beattyville, KY 41311, USA

+1 (606) 464-0233

www.cashexpressllc.com

Cash Express

330 Eastern Bypass # 5, Richmond, KY 40475, USA

+1 (859) 624-1768

www.cashexpressllc.com

Peoples Cash Advance

168 River Pl Ave, Bowling Green, KY 42101, USA

PNC Bank

8810 U.S. Hwy 42, Florence, KY 41042, USA

+1 (859) 384-3390

apps.pnc.com

U.S. Bank ATM - Bowling Green Northgate

3240 Louisville Rd, Bowling Green, KY 42101, USA

+1 (800) 872-2657

usbank.com

Heights Finance Corporation

1560 Hustonville Rd, Danville, KY 40422, USA

+1 (859) 936-0248

www.heightsfinance.com

Carter's Quick Cash

2936 KY-2565, Louisa, KY 41230, USA

+1 (606) 638-3200

Cash It Now Inc

104 W 4th St, Tompkinsville, KY 42167, USA

+1 (270) 487-5274

Top