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5 23 reviews
Loan agency in Nicholasville, Kentucky

931 N Main St, Nicholasville, KY 40356, USA
+1 (859) 881-8032

Domain Info

Created Date


Mailing Address

South Carolina, United States

Company Name



Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Wonderful experience! The staff was great, and they have a very clean store. Recommend this place for any payday loan needs!

Alford Stroman

The staff are some of the nicest people you’ll ever meet.

Sabrina Murphy

The girls at this location are wonderful!

Mrs. Genesis Parisian V

Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Nicholasville, Kentucky

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Problem-free financial products are considered as payday loans in Nicholasville, ky. They are taken out at individual interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.


460% APR*

Max Loan


Min Term

Not Specified

Max Term

60 days

How will Advance America help take out a payday loan in Nicholasville, Kentucky?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Nicholasville, Kentucky. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Nicholasville, Kentucky

Damon C Richards | Fairway Independent Mortgage Corporation Loan Officer

13125 Eastpoint Park Blvd Suite 100, Louisville, KY 40223, USA

+1 (502) 310-8848


Fifth Third Bank & ATM

2156 Dixie Hwy, Fort Mitchell, KY 41017, USA

+1 (859) 341-5920


Cadiz Cash Advance

202 Merchant St, Cadiz, KY 42211, USA

+1 (270) 522-2254

Advance America

4412 Outer Loop Hwy, Louisville, KY 40219, USA

+1 (502) 966-9877


Advance America

1852 N Main St, Beaver Dam, KY 42320, USA

+1 (270) 274-3989

First Financial Bank

605 S Virginia St, Hopkinsville, KY 42240, USA

+1 (270) 885-2628


Kroger Money Services

705 E Main St, Lebanon, KY 40033, USA

+1 (270) 692-3591


Navy Federal Credit Union

205 Claire Ave, Oak Grove, KY 42262, USA

+1 (888) 842-6328


Edward Jones - Financial Advisor: Chuck Sobieck

71 Imaging Drive, Somerset, KY 42503, USA

+1 (606) 678-0326