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4 4 reviews

3151 Parisa Dr, Paducah, KY 42003, USA
+1 (270) 442-9718
www.banterra.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

2001-07-13

Mailing Address

Iowa, United States

Company Name

VGM Forbin

VGM Forbin

Contact Data

Feedback about Banterra Bank?

Here you get acquainted with the feedback of our clients.

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on schedule, it can be either extended or paid back ahead of schedule.

Lazaro Rath

Yesterday I needed extra money, I decided to contact Banterra Bank. They quickly approved the amount required, and besides, they offered reasonable terms at a low interest rate.

Ms. Lavina Pagac II

Banterra Bank applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Dr. Soledad Will III

Banterra Bank applied for a cash advance secured by an auto for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mr. Keenan Moore I

Pay Attention

Above-shown info provides the details about a certain lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Paducah, Kentucky

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Problem-free financial products are considered as payday loans in Paducah, ky. They are taken out at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Banterra Bank help issue a loan in Paducah, Kentucky?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Paducah, Kentucky. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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