Welcome to Our Online Loan Referral Service

4.7 12 reviews

10716 Meeting St, Prospect, KY 40059, USA
+1 (502) 259-2140
cbandt.com
Friday
10AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Domain Info

Created Date

1997-04-09

Mailing Address

Company Name

Contact Data

What people think about Commonwealth Bank & Trust Co?

Below you get acquainted with some of the reviews of our customers.

Said I was accepted for a cash advance loan. Have been waiting 4 days, still no money I my account. I suppose it’s fraud.

Mrs. Chasity Swift MD

The online portal does not work so I can not apply for the funds…

Dr. Vaughn Conroy DDS

The site does not work so I can not apply for the funds…

Ms. Dolores Aufderhar

I took out cash advance from Commonwealth Bank & Trust Co twice. Paid back all my loans as agreed. Last week wanted to borrow more, but they approved me for only $400 ???

Bruce Rippin

I took out cash advance from Commonwealth Bank & Trust Co twice. Paid off all my loans on time. Last morning wanted to borrow more, but they approved me for only $300 ???

Zakary Harber

Important

Now you can read general features of payday loans.

Payday Loans in Prospect, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Prospect, New York. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit history. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are convinced that you can afford payments as agreed in the contract.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

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Central Financial Services of Ky, Inc.

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