Welcome to Our Online Loan Referral Service

5 2 reviews

12889 W U.S. Hwy 42, Prospect, KY 40059, USA
+1 (502) 222-8423
syb.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1995-09-21

Mailing Address

PO BOX 32890, LOUISVILLE, KY, 40232-2890, United States

Company Name

Stock Yards Bank & Trust Company

Stock Yards Bank & Trust Company

Contact Data

[email protected]

+1.5026259327

Feedback about Stock Yards Bank & Trust?

Here you get acquainted with the reviews of our customers.

The ladies at this location really know their business.

Mustafa Schumm

I love Jackson Hewitt at walmart!

Eusebio Koss

Gina is the best hands down .

Keon Sanford

I will come back next year.

Eloisa Bradtke

Must say I have been using this location now for 3 years.

Felicia Thiel

My experience was awesome!

Mr. Moises Lemke Jr.

Great People, Great Service, & Great Rates!!!!

Dr. Martin Becker IV

Devon and Chris I was always friendly and gave us great service highly recommend

Mr. Jose Cormier DDS

I would recommend them to anyone looking to buy a home or refinance.

Orion McDermott V

Awesome place awesome people definitely know what they're are doing

Kris Rosenbaum

And my soon to be husband got screwd this year.

Milford Goodwin

Susan was a big help and answered any questions I had.

Bridie Bins V

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Prospect, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Prospect, New York is taken out simply and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

25% small loan cap

How will Stock Yards Bank & Trust help issue a loan in Prospect, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Prospect, ny will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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