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5 5 reviews
Loan agency in Baker, Louisiana

3203 Lavey Ln, Baker, LA 70714, USA
+1 (225) 775-2860
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
10AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–6PM
Wednesday
9AM–5:30PM

What people think about American Mortgage & Loan Inc?

Below you get acquainted with some of the opinions of our clients.

The ladies at the Prairieville Walmart location were fantastic!!!

Modesta Medhurst V

Manuela Ramirez was very helpful in assisting me with my tax return.

Fleta Mohr

I love coming here every year to get my return done!

Lowell Goldner

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Baker, West Virginia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is simple and speedy to get accepted for payday loans in Baker, West Virginia. The APR will be set specifically for each case and will depend on the personal details the consumer provided.

APR

31% APR for loans up to $2,000

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other factors. They will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Baker, Louisiana

Fort Sill National Bank

Walmart Supercenter, 2536 Airline Dr, Bossier City, LA 71111, USA

+1 (580) 357-9880

www.fsnb.com

First Guaranty Bank

401 N 2nd Street, Homer, LA 71040, USA

+1 (318) 927-3000

www.fgb.net

American Bank & Trust Co Inc

1819 N Columbia St, Covington, LA 70433, USA

+1 (985) 898-0206

www.americanbankandtrust.com

The Evangeline Bank and Trust Company

497 W Main St, Ville Platte, LA 70586, USA

+1 (337) 363-5541

www.therealbank.com

Advance America

908 W Oak St, Amite City, LA 70422, USA

+1 (985) 747-8966

www.advanceamerica.net

Advance America

5647 Main St STE B, Zachary, LA 70791, USA

+1 (225) 654-2510

www.advanceamerica.net

Smart Money Financial Center

104 N Cushing Ave, Kaplan, LA 70548, USA

+1 (337) 643-6635

www.smartmoneycenter.com

State Finance

1212 N Pine St, DeRidder, LA 70634, USA

+1 (337) 463-6159

Check Into Cash

2645 Manhattan Blvd Suite D-3, Harvey, LA 70058, USA

+1 (504) 367-1353

local.checkintocash.com

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