Welcome to Our Online Loan Referral Service


3556 Monterrey Dr, Baton Rouge, LA 70814, USA
+1 (225) 302-5448
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

What people think about On Time Cash?

Below you get acquainted with some of the opinions of our clients.

Simple application. I only entered an ID and a bank account. Same day lending decision. The first time I was accepted for $400 only. Hope the limit will increase next time. APR is competitive. Paid back the debt . If desired, the term can be also extended.

Lolita Graham DDS

Thank you On Time Cash for assisting me when I needed funds urgently to pay for a new bike. I have applied through this company twice and everything was OK. This is the most reliable company with no hidden fees. Highly recommended!!!

Hector O'Connell PhD

I contacted On Time Cash for a loan. Everything was done very fast. Had the money in my account the next morning. Employees are very friendly. Pleasant experience!

Brown Kuphal

Important

Now you can see general characteristics of payday loans.

Payday Loans in Baton Rouge, Louisiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is effortless and speedy to get accepted for payday loans in Baton Rouge, Louisiana. The interest rate will be set individually for each consumer and will depend on the personal data the person provided.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit history. Payday loan approvals depend very much on other factors. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Baton Rouge, Louisiana

Regions Bank

1317 N Trenton St, Ruston, LA 71270, USA

+1 (318) 514-7720

www.regions.com

American Bank and Trust Company Inc.

1625 Ringgold Ave, Coushatta, LA 71019, USA

+1 (318) 932-5776

www.americanbankandtrust.com

Sabine State Bank and Trust Company

1927 LA-121, Hineston, LA 71438, USA

+1 (318) 793-2408

www.sabinebank.com

Easy Money EMG

369 E 70th St, Shreveport, LA 71106, USA

+1 (318) 861-6535

www.easymoneynow.com

Southwest Loan Co of Abbeville

1305 Charity St, Abbeville, LA 70510, USA

+1 (337) 893-8944

ATM (Regions Bank)

317 N Lewis St, New Iberia, LA 70560, USA

+1 (800) 734-4667

www.regions.com

Cash America Pawn

5901 Lapalco Blvd, Marrero, LA 70072, USA

+1 (504) 340-9462

www.cashamerica.com

Advantage Financial Services - Amite

105 E Oak St, Amite City, LA 70422, USA

+1 (985) 748-5949

www.advantagefinancialonline.net

Cash 2 U

9625 Plank Rd Ste H, Clinton, LA 70722, USA

+1 (225) 683-8069

www.cash2ula.com

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