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Feedback about EFCU Financial?
Here you grapple with the reviews of our clients.
Best rates, best people, best service, NO FEES!
Terrill Dach I
They really help young people get started.
Giuseppe White
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Payday lenders are provided in the first three points. Below info shows shared information about payday loans.
Payday Loans in Denham Springs, Louisiana
Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
It is easy and quick to issue payday loans in Denham Springs, Louisiana. The rates are set on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.
APR
391%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will EFCU Financial help issue a payday loan in Denham Springs, Louisiana?
- 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
After filling out an application, submit it and get the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Denham Springs, Louisiana. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.
The following general points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Denham Springs, Louisiana
ATM (Hancock Bank)
203 Ansley Blvd, Alexandria, LA 71303, USA
1st Franklin Financial
1860 Forsythe Ave, Monroe, LA 71201, USA
+1 (318) 388-2327
locations.1ffc.com
Bossier Federal Credit Union
3248 Barksdale Blvd, Bossier City, LA 71112, USA
+1 (318) 741-5111
www.bossierfcu.org
