Welcome to Our Online Loan Referral Service

5 2 reviews

107 Short St, Harrisonburg, LA 71340, USA
+1 (318) 744-5418
www.shbnet.com
Thursday
9AM–3PM
Friday
9AM–3PM, 3:30–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–3PM
Tuesday
9AM–3PM
Wednesday
9AM–3PM

Domain Info

Created Date

2000-04-12

Mailing Address

PO Box 2900, Jena, LA, 71342, United States

Company Name

Micah Walker

Southern Heritage Bank

Contact Data

[email protected]

+1.3189927000

Feedback about Southern Heritage Bank?

Here you grapple with the feedback of our clients.

A good payday lender. The company quickly reviewed the application and deposited the funds to my credit card.

Cecelia Glover

Money was urgently needed. I submitted an online application in Southern Heritage Bank. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Ignacio Schuppe IV

Thanks to the specialists for the competent service. They helped out in difficult times. For application you only need an ID.

Danyka Mann

The money are transferred to my bank account. I cover obligations through my account. The payment is efficient and fast. Pay on schedule and there will be no problems.

Silas Renner

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Harrisonburg, Virginia

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and quick to issue payday loans in Harrisonburg, Virginia. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Southern Heritage Bank help take out a payday loan in Harrisonburg, Virginia?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Harrisonburg, Virginia. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Harrisonburg, Louisiana

Southern Credit LLC

15052 W Club Deluxe Rd, Hammond, LA 70403, USA

+1 (985) 345-5922

First Guaranty Bank

500 N Cary Ave, Jennings, LA 70546, USA

+1 (337) 824-1712

www.fgb.net

Pelican State Credit Union

4520 Lee St, Alexandria, LA 71302, USA

+1 (318) 442-4772

www.pelicanstatecu.com

Variety Bad Credit Loans

234 E Vermilion St, Lafayette, LA 70501, USA

+1 (337) 317-5021

varietybcl.com

Thrifty Loans LLC

1450 Airline Dr, Bossier City, LA 71112, USA

+1 (318) 629-5500

thriftyloans.us

Regions Bank

1317 N Trenton St, Ruston, LA 71270, USA

+1 (318) 514-7720

www.regions.com

American First Financial Services

135 Croydon Ave b, Baton Rouge, LA 70806, USA

+1 (225) 928-7851

www.americanfirstla.com

Iberville Bank

6120 LA-74, St Gabriel, LA 70776, USA

+1 (225) 642-8306

www.thefirstbank.com

Jefferson Financial Federal Credit Union

29631 S Frost Rd, Livingston, LA 70754, USA

+1 (800) 259-2417

www.jeffersonfinancial.org

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