Welcome to Our Online Loan Referral Service

4.4 17 reviews
Loan agency in Bayou Cane, Louisiana

195 Enterprise Dr, Houma, LA 70360, USA
+1 (985) 868-4772
www.excelfinco.com
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM

Domain Info

Created Date

2006-02-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TX, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Excel Finance?

Here you get acquainted with the reviews of our clients.

Very great service , nice staff and very friendly ☺️

Alberto Mohr

I highly recommend their loan service.

Richard Vandervort

Very rude people can’t , give you a straight answer.

Mrs. Modesta Brekke

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Houma, Louisiana

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Houma, Louisiana are taken out hassle-free. The interest rate depends on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Excel Finance help issue a loan in Houma, Louisiana?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Houma, la will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Houma, Louisiana

Crestmark Bank

726 Highlandia Dr, Baton Rouge, LA 70810, USA

+1 (225) 293-0711

www.crestmark.com

Regions Bank

1439 Centre Ct, Alexandria, LA 71301, USA

+1 (318) 427-3700

www.regions.com

MLH Real Estate Services, LLC

2900 Westfork Dr STE 401, Baton Rouge, LA 70827, USA

+1 (225) 650-7943

Centric Federal Credit Union

2353 Arkansas Rd, West Monroe, LA 71291, USA

+1 (318) 340-9656

www.mycentric.org

Your Credit Inc

3104 Cleary Ave, Metairie, LA 70002, USA

+1 (504) 456-9951

EZ Check Loans

10466 Airline Hwy, Baton Rouge, LA 70816, USA

+1 (225) 293-8370

fastcash24.pw

Shreveport Cash Advance

2738 E 70th St, Shreveport, LA 71105, USA

+1 (318) 678-5239

easyloans.pw

Southwest Funding LP

1011 N Causeway Blvd #7, Mandeville, LA 70471, USA

+1 (985) 624-3941

www.southwestfunding.com

World Finance

1412 Farmerville Hwy Ste 3, Ruston, LA 71270, USA

+1 (318) 255-8654

www.loansbyworld.com

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