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4.6 9 reviews
Loan agency in Lafayette, Louisiana

143 Arnould Blvd, Lafayette, LA 70506, USA
+1 (337) 988-9979

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Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name


Contact Data



Feedback about 1st Franklin Financial?

Here you read the feedback of our clients.

I would highly recommend this group to anyone in need of borrowing money

Mrs. Daija Macejkovic Jr.

Mrs. Tracie and staff at First Franklin Lafayette are great!

Caitlyn Bauch III

Very friendly, nice place very polite

Lukas Hamill

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes people get acquainted shared information about payday loans.

Payday Loans in Lafayette, New Jersey

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Lafayette, New Jersey is taken out easily and fast. The interest rate is set depending on the category of the customer: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.


30% usury cap

How will 1st Franklin Financial help issue a loan in Lafayette, New Jersey?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Lafayette, nj consider this circumstance not an obstacle to take out a loan. The borrower of a loan should be prepared to objectively assess financial abilities, take out a loan, pay off the debt on time and not only cope with current difficulties, but enhance the credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

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A & D Financial Services

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