What people think about Harbor Loans of Lafayette?
Below you find some of the testimonials of our clients.
These people lost the check.
Lilla Volkman
Will not do business with these people.
Dr. Alan Weber Sr.
Pay Attention
Below you can see general information about payday loans and their common aspects.
Payday Loans in Lafayette, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Online payday loans can be the best solution to your short-term financial troubles in Lafayette , New Jersey because they are easily approved and easily paid off. Your APR will depend on your state law or on the company's policy.
APR
30% usury cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.
APR Calculator
Other Payday Lenders in Lafayette, Louisiana
American Cash Advance
2505 Moss St, Lafayette, LA 70501, USA
+1 (337) 264-6077
www.americancashadvance.net
Section 705 Federal Credit Union
1455 W Willow St, Lafayette, LA 70506, USA
+1 (337) 232-8450
www.section705fcu.org
