Welcome to Our Online Loan Referral Service

3.5 14 reviews

1301 Camellia Blvd, Lafayette, LA 70508, USA
+1 (800) 448-8812
www.hancockwhitney.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2011-03-24

Mailing Address

2510 14TH ST, GULFPORT, MS, 39501-1948, United States

Company Name

Hancock Bank

Hancock Bank

Contact Data

[email protected]

+1.2288684000

Feedback about Hancock Whitney Bank?

Here you see the reviews of our clients.

Very Friendly good service

Dr. Garret Franecki IV

I was denied a checking account because my credit score is average.

Orlando Bauch

No way to speed up the process even through I’m personal guaranteeing the check.

Viva Sipes

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Lafayette, New Jersey

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Lafayette, New Jersey are taken out easily. The interest rate is dependent on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

30% usury cap

How will Hancock Whitney Bank help take out a loan in Lafayette, New Jersey?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Lafayette, nj will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Lafayette, Louisiana

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+1 (225) 930-9313

ACE Cash Express

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+1 (504) 371-0445

www.acecashexpress.com

Cash America Pawn

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+1 (985) 718-3049

www.cashamerica.com

ANECA Federal Credit Union

2650 Benton Rd, Bossier City, LA 71111, USA

+1 (318) 698-6000

www.aneca.org

BancorpSouth Bank

6677 Siegen Ln, Baton Rouge, LA 70809, USA

+1 (225) 769-6317

www.bancorpsouth.com

Walmart Money Center

37000 LA-3089, Donaldsonville, LA 70346, USA

+1 (225) 473-6687

www.walmart.com

First Heritage Credit Lake

1411 W Prien Lake Rd, Lake Charles, LA 70601, USA

+1 (337) 478-2955

ACE Cash Express

1028 Manhattan Blvd Ste C, Harvey, LA 70058, USA

+1 (504) 368-9571

www.acecashexpress.com

Walmart Money Center

59690 Belleview Dr, Plaquemine, LA 70764, USA

+1 (225) 687-2550

www.walmart.com

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