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3 4 reviews
Loan agency in Lake Charles, Louisiana

303 W Prien Lake Rd, Lake Charles, LA 70601, USA
+1 (337) 477-7999
expressloansofamerica.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
10AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2013-03-18

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Pay-Day Loan?

Here you get acquainted with the reviews of our customers.

Thanks to the employees for the reliable service. They assisted in difficult times. For application you only need an ID.

Prof. Bertrand Cartwright

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been returned on time, it can be either extended or paid back ahead of schedule.

Mr. Cyrus Schaefer

Pay Attention

The first three points describe the certain lending company. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Lake Charles, Louisiana is taken out easily and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Pay-Day Loan help take out a payday loan in Lake Charles, Louisiana?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Lake Charles, la consider this circumstance not an obstacle to take out a loan. The recipient of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only resolve current problems, but improve the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Cash Cow

3037 S Carrollton Ave, New Orleans, LA 70118, USA

+1 (504) 864-8149

cashcowlouisiana.com

American Cash Advance

3007, 13413 US-90 suite g, Boutte, LA 70039, USA

+1 (985) 785-0778

www.americancashadvance.net

United Credit of Minden

217 Madlo Ln, Minden, LA 71055, USA

+1 (318) 377-4803

Cash 2 U

1602-C Felicia Dr, Tallulah, LA 71282, USA

+1 (318) 574-0075

www.cash2ula.com

EFCU Financial

7822 Magnolia Beach Rd, Denham Springs, LA 70726, USA

+1 (225) 214-6800

www.efcufinancial.org

Reliable Credit

689 E Airport Ave # 1, Baton Rouge, LA 70806, USA

+1 (225) 925-1488

OneMain Financial

6555 Siegen Ln STE 14, Baton Rouge, LA 70809, USA

+1 (225) 928-5633

www.onemainfinancial.com

Deep South Financial Services

Vermilion Parish Courthouse, 110 S State St, Abbeville, LA 70510, USA

+1 (337) 898-2346

National Loan Co

314 Dixie Plaza, Natchitoches, LA 71457, USA

+1 (318) 354-8888

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