Welcome to Our Online Loan Referral Service

3 2 reviews

640 Sam Houston Jones Pkwy, Lake Charles, LA 70611, USA
+1 (337) 855-4545
www.ffbla.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

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Feedback about First Federal Bank Of Louisiana?

Here you get acquainted with the reviews of our clients.

I submit an application very often. I am satisfied with the terms. There is online day and night service.

Pascale Haley

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Delores Johnston

Yesterday I needed extra funds, I decided to contact First Federal Bank Of Louisiana. They quickly approved the amount needed, and besides, they offered reasonable terms at a low interest rate.

Kendra Heaney Sr.

I often issue a loan to a card in First Federal Bank Of Louisiana. It is very efficient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the terms.

Dr. Yadira Smitham DDS

Pay Attention

Further there will be given the details about not a exact lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Lake Charles, Louisiana

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Lake Charles, Louisiana is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Federal Bank Of Louisiana help take out a payday loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Lenders in Lake Charles, la consider this circumstance not a drawback to take out a loan. The recipient of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on time and not only handle current problems, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

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Quad State Finance

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Southland Finance Co

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Cash Cow

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Payday Express

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+1 (985) 851-7151

Hometown Credit of Jackson

2032 LA-10, Jackson, LA 70748, USA

+1 (225) 634-3500

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Walmart Money Center

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Hancock Whitney Bank

2828 Gerstner Memorial Dr, Lake Charles, LA 70615, USA

+1 (800) 448-8812

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