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Created Date
1996-12-16
Mailing Address
DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States
Company Name
Registration Private
Domains By Proxy, LLC
Feedback about First Guaranty Bank ATM?
Here you read the feedback of our customers.
I tried to borrow money from First Guaranty Bank ATM. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Margret Reinger
Sky-scraper interest rate. When paying back a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.
Dr. Susie Cronin I
Pay Attention
The first three points describe the certain lending company. In other turn, below-specified info makes users get acquainted common information about payday loans.
Payday Loans in Livingston, New York
According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.
This financial product in Livingston, New York is taken out easily and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.
APR
25% small loan cap
How will First Guaranty Bank ATM help issue a loan in Livingston, New York?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Then you have to press a Submit button and recieve an offer.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Livingston, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.
APR Calculator
Other Payday Lenders in Livingston, Louisiana
Louisiana Federal Credit Union
15689 E Airline Hwy, Norco, LA 70079, USA
+1 (985) 652-4990
www.louisianafcu.org
