Welcome to Our Online Loan Referral Service

Loan agency in Monroe, Louisiana

2328 Sterlington Rd, Monroe, LA 71203, USA

Feedback about Cash Time?

Here you read the reviews of our customers.

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Mr. Americo O'Keefe II

I tried to borrow money from Cash Time. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Mrs. Ariane Lemke MD

I issued $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the commissions.

Hyman Jerde

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers get acquainted common information about payday loans.

Payday Loans in Monroe, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Monroe, New York is taken out easily and quickly. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Cash Time help take out a payday loan in Monroe, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Monroe, New York. They assess many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Monroe, Louisiana

Republic Finance

31575 Hwy 16 North, Suite A, Denham Springs, LA 70726, USA

+1 (225) 665-3777

locations.republicfinance.com

Mynex Investments Inc

128 Demanade Blvd # 301, Lafayette, LA 70503, USA

+1 (337) 234-1768

Magee Financial

1001 Washington St, Franklinton, LA 70438, USA

+1 (985) 839-3512

mageefinancial.com

Money Mart

2333 W Pinhook Rd, Lafayette, LA 70508, USA

+1 (337) 237-5004

www.moneymart.com

A-1 Check Cashing-Tallulah

119 S Chestnut St, Tallulah, LA 71282, USA

+1 (318) 574-4411

Jolyn the Loan Co

227 S Polk Ave, Jonesboro, LA 71251, USA

+1 (318) 259-2516

Southern AgCredit

2042 E 70th St, Shreveport, LA 71105, USA

+1 (318) 797-0140

southernagcredit.com

Homer Loans & Insurance Inc

413 N Main St, Homer, LA 71040, USA

+1 (318) 927-0039

Walmart Money Center

1920 S Arkansas St, Springhill, LA 71075, USA

www.walmart.com

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