Domain Info
Created Date
2009-10-27
Mailing Address
Louisiana, United States
Company Name
Contact Data
Feedback about Monroe Credit?
Here you get acquainted with the feedback of our customers.
I tried to borrow money from Monroe Credit. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Dr. Tyson Olson
I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Deion Hammes
No matter how much asked for a payday loan. Constantly refused. No idea why?
Mrs. Ethyl Lockman
I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.
Hank Wintheiser
Pay Attention
Above-shown info provides the details about a definite lending company. Below-defined info is oriented on common information about payday loans.
Payday Loans in Monroe, New York
A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.
Payday loans in Monroe, New York are issued problem-free. The interest percentage is dependent on the customer's personal data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies guarantee.
APR
25% small loan cap
How will Monroe Credit help take out a loan in Monroe, New York?
- 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every customer should fill out the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Monroe, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the loan.
APR Calculator
Other Payday Lenders in Monroe, Louisiana
OneMain Financial
1752 W Prien Lake Rd, Lake Charles, LA 70601, USA
+1 (337) 477-6414
www.onemainfinancial.com
Paycheck Loans
8345 Florida Blvd, Baton Rouge, LA 70806, USA
Louisiana Federal Credit Union Training Center
406 E Airline Hwy, Laplace, LA 70068, USA
+1 (985) 652-4990
www.louisianafcu.org
Hancock Whitney Bank
919 Washington St, Franklinton, LA 70438, USA
+1 (800) 448-8812
www.hancockwhitney.com
Walmart Money Center
1629 Creswell Ln, Opelousas, LA 70570, USA
+1 (337) 942-9853
www.riamoneytransfer.com
