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5 reviews
Loan agency in Lake Charles, Louisiana

1700 E Prien Lake Rd Suite 2A, Lake Charles, LA 70601, USA
+1 (337) 480-3736
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Feedback about Lake Charles Financial Services?

Here you see the reviews of our clients.

Good service with a favorable rate. Money deposited immediately, I always use Lake Charles Financial Services.

Ms. Janie Schmitt

Lake Charles Financial Services seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When paying off a debt, a transfer fee is not taken, although this is a bonus.

Jaylan Barton Jr.

Thanks to Lake Charles Financial Services for helping when money is urgently needed. I have been applying to this service for more than one year and everything is always honest, without hidden charges.

Genoveva Nader

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Lake Charles, Louisiana

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to take out payday loans in Lake Charles, Louisiana. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Lake Charles Financial Services help take out a loan in Lake Charles, Louisiana?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Lake Charles, la consider this circumstance not a drawback to take out a loan. The borrower of a loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only resolve current problems, but enhance the credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Lake Charles, Louisiana

Fidelity Bank

500 C M Fagan Dr, Hammond, LA 70403, USA

+1 (985) 542-6033

locations.bankwithfidelity.com

Advance America

798 S Arkansas St, Springhill, LA 71075, USA

+1 (318) 539-2446

www.advanceamerica.net

Flexible Finance

4221 Old Gentilly Rd Ste B, New Orleans, LA 70126, USA

+1 (504) 940-5555

www.flexiblefinanceloans.com

Fidelity Bank

1001 Julia St Suite 112A, New Orleans, LA 70113, USA

+1 (504) 569-3418

locations.bankwithfidelity.com

Loan Masters

880 W Bert Kouns Industrial Loop # D, Shreveport, LA 71118, USA

+1 (318) 688-8297

fastcash24.club

Essential Federal Credit Union

6725 Siegen Ln k, Baton Rouge, LA 70809, USA

+1 (888) 369-2207

Speedy Cash

123 Gause Blvd W, Slidell, LA 70460, USA

+1 (985) 639-0734

www.speedycash.com

Mr. Cash

3306 LA-28, Pineville, LA 71360, USA

+1 (318) 443-3809

Tower Loan

131 S Main St, Opelousas, LA 70570, USA

+1 (337) 323-7876

www.towerloan.com

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