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4.9 16 reviews
Loan agency in Ponchatoula, Louisiana

175 W Hickory St, Ponchatoula, LA 70454, USA
+1 (985) 386-3543
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Feedback about Advantage Financial Services - Ponchatoula?

Here you read the reviews of our customers.

Started out with a small starter loan in order to boost my credit.

Terence Dickinson

She’s alway available and ready to go the extra mile for me and my family needs.

Prof. Hosea Waelchi I

I have been using this office for several yrs.

Chaim Lueilwitz

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Ponchatoula, Louisiana

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to take out loans in Ponchatoula, Louisiana. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Advantage Financial Services - Ponchatoula help issue a loan in Ponchatoula, Louisiana?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Ponchatoula, la will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Ponchatoula, Louisiana

Financial Institutions

8660 United Plaza Blvd, Baton Rouge, LA 70809, USA

+1 (225) 925-4660

www.ofi.state.la.us

Advance America

2071 N Mall Dr #301, Alexandria, LA 71301, USA

+1 (318) 445-7334

www.advanceamerica.net

OUPAC Financial Services Inc

906 Charity St, Abbeville, LA 70510, USA

+1 (337) 893-7442

oupac.com

Cash-N-Deal

6915 Prairie Rd, Winnsboro, LA 71295, USA

+1 (318) 435-4350

1st Franklin Financial

327 N Canal Blvd, Thibodaux, LA 70301, USA

+1 (985) 447-3841

locations.1ffc.com

American Cash Advance

14766 W Main St, Cut Off, LA 70345, USA

+1 (985) 632-5333

www.americancashadvance.net

Regions Bank

801 Barrow St, Houma, LA 70360, USA

+1 (985) 274-6640

www.regions.com

Capitol City Credit Inc

3765 North Blvd, Baton Rouge, LA 70806, USA

+1 (225) 383-0011

Cash Cow

292 S Hollywood Rd, Houma, LA 70360, USA

+1 (985) 868-0280

cashcowlouisiana.com

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