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5 5 reviews

123 E Pine St, Ponchatoula, LA 70454, USA
+1 (985) 370-4443

Feedback about Ponchatoula Credit Inc?

Here you grapple with the reviews of our customers.

Not the first time I use Ponchatoula Credit Inc. The service is competent. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when money is urgently needed.

Fidel Zemlak

I contacted Ponchatoula Credit Inc. Everything was done fast. Only pleasant impressions remained!

Dr. Yessenia Reichert

A good payday lender. The service quickly processed the application and deposited the funds to my card.

Maggie Cummings

I had a difficult situation in my life. I urgently needed extra money. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Anthony Schamberger

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Ponchatoula, Louisiana

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Ponchatoula, Louisiana are issued easily. The interest rate is dependent on the client's personal data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Ponchatoula Credit Inc help take out a payday loan in Ponchatoula, Louisiana?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Ponchatoula, la will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

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