Welcome to Our Online Loan Referral Service

3.9 12 reviews

420 Brunswick Ave, Gardiner, ME 04345, USA
+1 (207) 582-2676
gardinerfcu.org
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8AM–5PM
Hours might differ
Tuesday
8AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Gardiner Federal Credit Union?

Here you get acquainted with the reviews of our clients.

Helpful, friendly place to bank with a real hometown atmosphere.

Santos Yost

Always a friendly, quick experience.

Katlyn Haley

Friendly personal service

Nasir Rolfson

Pay Attention

Lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Gardiner, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Gardiner, New York are issued problem-free. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will Gardiner Federal Credit Union help take out a loan in Gardiner, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Gardiner, New York. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Gardiner, Maine

University Credit Union - Headquarters

15 Main St, Orono, ME 04473, USA

+1 (800) 696-8628

www.ucumaine.com

NorState Federal Credit Union ATM

82 Bridge Ave, Madawaska, ME 04756, USA

+1 (800) 804-7555

www.norstatefcu.org

Norway Savings Bank

158 US-1, Scarborough, ME 04074, USA

+1 (207) 885-0742

www.norwaysavings.bank

TD Bank

14 Sweden St Suite 201, Caribou, ME 04736, USA

+1 (207) 498-2506

locations.td.com

Kennebec Savings Bank

84 Main St, Winthrop, ME 04364, USA

+1 (207) 377-5801

www.kennebecsavings.bank

Midcoast Federal Credit Union

41 US-1, Edgecomb, ME 04556, USA

+1 (207) 882-7919

www.midcoastfcu.me

First National Bank

63 Union St, Rockland, ME 04841, USA

+1 (207) 593-1010

www.thefirst.com

Atlantic Federal Credit Union

327 Main St, Cumberland, ME 04021, USA

+1 (207) 489-3039

www.atlanticfcu.com

ATM (Key Bank)

232 Main St, Bridgton, ME 04009, USA

www.key.com

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