Welcome to Our Online Loan Referral Service

3.6 16 reviews

144 Pine St, Lewiston, ME 04240, USA
+1 (207) 783-2096
www.communitycreditunion.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM

Domain Info

Created Date

1997-06-21

Mailing Address

144 PINE ST, LEWISTON, ME, 04240-6968, United States

Company Name

Community Credit Union

Community Credit Union

Contact Data

domains@communitycreditunion.com

+1.2077832096

Feedback about Community Credit Union?

Here you get acquainted with the feedback of our customers.

I work during the day like a lot of people.

Lorna Boyle

I have a service animal clearly marked and would not let me through the door.

Aryanna Hamill

Cute customer service girls 👌 👆

Bethany Jacobs

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Lewiston, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Lewiston, New York is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

25% small loan cap

How will Community Credit Union help take out a loan in Lewiston, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Lewiston, ny review this circumstance not a hindrence to issue a loan. The client of a payday loan should be ready to objectively estimate financial abilities, issue a loan, pay back the debt on a due date and not only handle current difficulties, but enhance the credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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