Welcome to Our Online Loan Referral Service

4.3 7 reviews

205 Main St, Old Town, ME 04468, USA
+1 (207) 827-3165
www.penobscotcountyfcu.com
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM

Domain Info

Created Date

2002-04-08

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, ME, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Penobscot County Federal Credit Union?

Here you read the reviews of our clients.

I'm not ashamed to borrow money from Penobscot County Federal Credit Union, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Justice Stehr

want to express my deep gratitude to Penobscot County Federal Credit Union for believing my case. I had some issues with a credit score, but this service helped me and issued a loan.

Lambert Kautzer

Money was urgently required. I left an online application in Penobscot County Federal Credit Union. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was deposited to my card.

Prof. Rocio Nienow

Only an ID is needed to apply. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Cynthia Emard III

Pay Attention

Payday lenders are shown in the first three points. Below info offers shared information about payday loans.

Payday Loans in Old Town, Maine

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Old Town, Maine are taken out hassle-free. The interest rate is dependent on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Penobscot County Federal Credit Union help take out a payday loan in Old Town, Maine?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Old Town, Maine. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Old Town, Maine

University Credit Union - Farmington

154 High St, Farmington, ME 04938, USA

+1 (800) 696-8628

www.ucumaine.com

People's United Bank

3 Elm St, Kennebunkport, ME 04046, USA

+1 (207) 967-2000

branches.peoples.com

KeyBank

23 Whitten Rd, Augusta, ME 04330, USA

+1 (207) 622-3156

www.key.com

LPL Financial

14 Sewall St, Portland, ME 04102, USA

+1 (207) 622-4922

lplfinancial.lpl.com

Dirigo Federal Credit Union

391 Main St, Lewiston, ME 04240, USA

+1 (207) 784-5435

www.dirigofcu.com

TD Bank

35 Elm St, Brunswick, ME 04011, USA

+1 (207) 729-7378

locations.td.com

University Credit Union - Headquarters

15 Main St, Orono, ME 04473, USA

+1 (800) 696-8628

www.ucumaine.com

PeoplesChoice Credit Union

23 Industrial Park Rd, Saco, ME 04072, USA

+1 (207) 282-4156

www.peopleschoicecreditunion.com

KeyBank ATM

Gray, ME 04039, USA

locations.key.com

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