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Loan agency in Waterville, Maine

55 Silver St #6, Waterville, ME 04901, USA
+1 (207) 692-7128
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
(Patriots' Day)
Open 24 hours
Hours might differ
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Feedback about MySunny.loan?

Here you read the feedback of our customers.

I contacted MySunny.loan 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Naomie Hackett

100% sleeky company. They ask for a photo then distribute on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.

Winston Windler

I contacted MySunny.loan 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, address the company in a month. Why?

Dr. Reginald Zulauf IV

Pay Attention

Above-specified info provides the details about a definite lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Waterville, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Waterville, New York is taken out easily and quickly. The interest rate is specified depending on the category of the customer: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will MySunny.loan help issue a loan in Waterville, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Waterville, ny review this circumstance not a drawback to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial solvency, take out a loan, repay the debt on a due date and not only cope with current problems, but improve the credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Waterville, Maine

Oxford Federal Credit Union

54 Fair St, Norway, ME 04268, USA

+1 (207) 743-2638

www.ofcu.org

Truchoice Federal Credit Union

6 Barra Rd, Biddeford, ME 04005, USA

+1 (207) 772-0808

www.trufcu.com

KeyBank

2 Scamman St, Saco, ME 04072, USA

+1 (207) 283-3631

www.key.com

Edward Jones - Financial Advisor: Gretchen R Morse, CFP®

455 Main St, Presque Isle, ME 04769, USA

+1 (207) 764-0802

www.edwardjones.com

Kennebec Savings Bank

117 Riverside Dr, Augusta, ME 04330, USA

+1 (207) 622-5801

www.kennebecsavings.bank

Camden National Bank

435 Main St, Damariscotta, ME 04543, USA

+1 (207) 563-8222

www.camdennational.com

Franklin Savings Bank Administration

198 Front St #3, Farmington, ME 04938, USA

+1 (207) 778-3339

www.franklinsavings.bank

Bangor Savings Bank

196 Main St, Ogunquit, ME 03907, USA

+1 (207) 420-3965

www.bangor.com

Citizens Bank ATM

53 Main St, Livermore Falls, ME 04254, USA

www.citizensbank.com

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