Welcome to Our Online Loan Referral Service

3.9 27 reviews

272 Park Ave, Portland, ME 04102, USA
+1 (207) 772-0808
www.trufcu.com
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM

Domain Info

Created Date

2004-06-07

Mailing Address

PO BOX 10659, PORTLAND, ME, 04104-6059, United States

Company Name

TruChoice Federal Credit Union

TruChoice Federal Credit Union

Contact Data

[email protected]

+1.2077720808

+1.2077732325

Feedback about TruChoice Federal Credit Union?

Here you get acquainted with the feedback of our customers.

My grandmother has done her banking here b4 i was born..& shes 90yrs old!

Arnaldo McLaughlin

They know my name when I walk in, treat me like family.

Jaron Collier

I had a problem with my debit card Jessica was extremely helpful.

Kiana Borer DDS

I’m extremely happy with the service and my new phone!

Estrella Ryan

Seating with charging stations while you wait.

Onie Mertz

Extremely knowledgeable and helpful staff!

Hassan Volkman

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Portland, New York

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Portland, ny. They are taken out at individually-set interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

25% small loan cap

How will TruChoice Federal Credit Union help take out a loan in Portland, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Portland, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the loan.

APR Calculator

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Bangor Savings Bank

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First Federal Savings & Loan Association of Bath

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Bar Harbor Bank & Trust

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Walmart Money Center

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Machias Savings Bank

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Bangor Savings Bank

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